No confusion, no waiting. Drag-and-drop coverage blocks on a visual canvas, get instant multi-carrier quotes, and bind your policy — all in minutes.
$1M coverage
$150/mo
$500K coverage
$200/mo
$1M coverage
$175/mo
US Coverage Blocks
Carrier Partners
States Licensed
Industry Templates
We stripped away the legacy bloat. Just smart technology, real carriers, and coverage that fits.
Describe your business in plain English. Our AI identifies risks and recommends the perfect coverage mix.
Drag and drop coverage blocks like building blocks. See your policy take shape in real-time on our visual canvas.
Get real-time pricing from 13+ carrier partners. Compare, customize, and bind — all in one place.
Generate ACORD 25 Certificates of Insurance instantly. Share with clients, landlords, and partners in seconds.
From General Liability to AI Liability — the most comprehensive coverage library for US businesses.
Embed InsureLab into your platform. Full REST API with real-time webhook notifications.
Don't over-insure for the future or under-insure for the now. Start where you are, scale as you grow.
Pre-Seed to Series A
Growing Businesses
Established Operations
We analyzed the top 8 insurtech platforms in the US. See why teams choose InsureLab.
| Capability | InsureLab | P Panta | F Fernstone | C Corgi | E ERGO NEXT | E Embroker | P Pie | C CoverWallet | B Bold Penguin |
|---|---|---|---|---|---|---|---|---|---|
| Visual Drag & Drop Canvas | |||||||||
| AI Risk Recommendations | |||||||||
| Coverage Lines | 39 | ~15 | ~20 | 12 | 10+ | 8-10 | 1 | 4-5 | 24+ |
| Multi-Carrier Comparison | |||||||||
| Carrier Network | 13 | E&S | 6-8 | own | own | own | own | 7+ | 24+ |
| Instant COI Generation | |||||||||
| Self-Service Quoting | |||||||||
| Public API & Webhooks | |||||||||
| White-Label / Embeddable | |||||||||
| Claims Dashboard | |||||||||
| KYC / AML Compliance | |||||||||
| Industry Templates | 12 | 3-4 | 6-8 | 4 | 1300+ | 5-6 | 1 | 4 | N/A |
| 50 State Coverage | 39 | ||||||||
| PDF Policy Export |
Comparison based on publicly available information as of Feb 2026.
Hear from businesses who switched to smarter insurance.
"InsureLab's visual canvas changed how we think about coverage. We built our entire policy in 15 minutes — something that used to take weeks with traditional brokers."
Sarah Chen
CEO, TechFlow AI
From solo founders to enterprise logistics, InsureLab adapts to your vertical with specialized templates.
Startups & Software
Contractors & Builders
Fleet & Supply Chain
Online Retailers
Consulting & Finance
Medical Practices
Food & Hospitality
Production & Industrial
Property Management
Charities & Foundations
Independent Pros
Financial Technology
The most comprehensive US commercial insurance library. Mix and match to build your perfect policy.
Connected to the nation's top carriers and aggregators. We find the right coverage, fast.
Bold Penguin
AggregatorIvans
ConnectivityTarmika
AggregatorCoverWallet
AonHartford
DirectProgressive
DirectTravelers
DirectChubb
DirectNationwide
DirectLiberty Mutual
DirectACORD
StandardVertafore
StandardDTCC
StandardTell our AI about your operations. It analyzes risk and recommends the right coverage blocks.
Drag and drop blocks, compare carrier quotes, and customize limits — all visually.
Checkout securely via Stripe, generate your Certificate of Insurance, and you're covered.
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